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Board of County Commissioners

HIP - Hamilton County's Property Improvement Program

Details

• Loans at 3% below market rate, 5 year term - only one outstanding loan at any given time

• Available in participating Hamilton County communities

• No Income Restrictions or limits (must be able to meet bank's credit requirements)

• Loans capped at $50,000

• For one-family, or two-family, and commercial properties valued up to $350,000 (based on Hamilton County Auditor's appraisal)

• Owner-occupied and investment dwellings

• No property value limit on multi-family dwellings (three or more units)

• Loans can be used for alteration, repair, maintenance or improvement

• Can also be used for code violation compliance and property upgrades

How To Apply

1. Check to see if your property is located in a participating community.

2. Contact one of the following participating banks:

• Fifth Third Bank:
  Call your local branch office


• First Safety Bank:
  Call 513-242-SAFE (7233)


• KeyBank:
  Yolanda Copeland - 513-487-6140


• National City Bank:
  Call your local branch office


• North Side Bank:
  Call your local branch office


• PNC Bank:
  Call your local branch office


• US Bank:
  Julie Estep  - 513-389-4205